East Rochester NY Tax Rates compared to comparable properties in Fairport, NY and Pittsford, NY circa 2019
Comparing tax burdens for residential property is very difficult and is subject to a great deal of misunderstanding. When comparing property by the tax rate, or number of dollars per one thousand dollars of assessed value, many people go no further before drawing conclusions that can be very costly in the long run.
Let’s look at a two examples that may help clarify the issue. I have used actual homes and statistics, but I have withheld the addresses for privacy reasons. The statistics are provided by Monroe County.
• East Rochester home, side street off Main, 2146 square feet, 4 bedrooms, 2 bathrooms, central air. Assessed for $127,900. The comprehensive tax rate in East Rochester is about $51 per thousand, and yes, that is the highest in the county. Ignoring the Star discount, the tax bill would be $6,528.
• Fairport village home, side street off Church Street, 2188 square feet, 3 bedrooms, one and half baths, assessed at $234,800. The comprehensive tax rate in Fairport village is about $40 per thousand, and yes, that is much lower than East Rochester. Ignoring the star discount on this property the total tax bill is $9,338.
• A home in Pittsford village. That home has 2,083 square feet, 3 bedrooms, 2 baths, no air conditioning. It is assessed at $212,000. The comprehensive tax rate in Pittsford village is about $44. That would make the total tax bill $9,328
I know this is over simplified, but consider this: If all of these homes sold for the assessed value, the East Rochester home is far more affordable. The other homes would require between $85,000-$107.000 more upfront or financed, and approximately $230 more per month in tax escrow. So, East Rochester has the highest comprehensive tax rate in the county, but is probably one of the more affordable places to live. There are other factors, as well. East Rochester does not charge a sewer fee; most other communities do. East Rochester refuse collection saves their homeowners at least $75 a year in the cost of disposal.